b'SELECTED FINANCIAL DATASummary Consolidated Balance SheetAssets20212020Cash$41,181,598$21,751,876Federal funds soldInvestments103,402,95481,792,462Loans, net368,517,496346,740,145Fixed assets6,115,5766,597,107Other assets18,863,96124,534,489Total assets538,081,585481,416,079Liabilities and Shareholders EquityDeposits477,643,588 421,488,955Borrowings10,500,00010,500,000Other liabilities9,416,22811,148,060Shareholders equity40,521,76938,279,064Total liabilities and shareholders equity538,081,585481,416,079Summary Consolidated Income StatementIncomeLoan interest and fees16,543,17915,158,040Investment interest and dividends1,577,0071,336,498Other interest income52,46778,659Other income5,305,7965,339,095Total income23,478,44921,912,292ExpensesInterest expense1,959,5452,784,922Salaries and benefits8,954,5016,771,645Other expenses7,846,8987,379,955Provision for loan losses415,0001,070,000Total expense19,175,94418,006,522Income before incometax expense4,302,5053,905,770Income tax expense902,045746,117Net income $3,400,460$3,159,653SELECTED PERFORMANCE INDICATORS600500 538TOTAL ASSETS (IN MILLIONS)400 481417391300 36517 18 19 20 21'