b'How the CNB Citadel Marketplace Program worksAccount holder deposits are swept into the CNB Citadel Marketplace Program and are allocated into several FDIC insured banks within its network. By depositing no more than $250,000 at each bank, investors are able to receive high levels of FDIC insurance up to the program maximum.Contact your bank representative to learn more about why incorporating a multi-million dollar FDIC insuredstrategy may be right for youFunds participating in the CNB Citadel Marketplace Program are deposited into deposit accounts at participating banks, which are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 for each category of legal ownership, including any other balances you may hold directly or through other intermediaries, including broker-dealers. The total amount of FDIC insurance for your account depends on the number of banks in the program.If the balance in your account is greater than the FDIC insurance coverage in the program, any excess funds will not be insured. Please read the Program Terms and Conditions provided by your bank carefully before depositing money into the program and for other important customer disclosures and information. To assure your FDIC coverage, please regularly review banks in which your funds have been deposited, and notify your bank immediately if you do not want to allocate funds to a particular bank or banks. The CNB Citadel Marketplace Program is administered by Reich & Tang Deposit Solutions, LLC.'