b'The following tables set forth certain information with respect to our loan portfolio delinquencies by loan class and amount as of December 31, 2019 and 2018:Age Analysis of Past Due LoansDecember 31, 2019GreaterTotal30-59 Days60-89 DaysThan 90Past Total GrossPast Due Past Due DaysDue Current LoansSecured by Real Estate:1-4 Family 1st Lien $1 ,015,449 $ 1,146,818 $ 383,255 $2,545,522 $1 73,873,479 $1 76,419,0011-4 Family Jr.Lien1 40,258 - - 1 40,2589,730,687 9 ,870,9455+ multi family- - 4 ,483,7994,483,799Secured by construction, land and land development 24,745- -2 4,74526,198,545 2 6,223,290Secured by nonfarm nonresidential2 1,824 - -21,82478,049,777 7 8,071,601Commercial and industrial loans 131,574- 1 2,092143,66616,998,92917,142,595Consumer loans4 ,725 - 53,128 5 7,853 5 ,109,934 5 ,167,787Leases - -1 9,6321 9,632Total $ 1,338,575 $1 ,146,818 $4 48,475 $2,933,868 $ 314,464,782 $ 317,398,650 Age Analysis of Past Due LoansDecember 31, 2018GreaterTotal30-59 Days60-89 DaysThan 90Past Total GrossPast Due Past Due DaysDue Current LoansSecured by Real Estate:1-4 Family 1st Lien $692,581 $ 2 52,328 $2 22,809 $ 1 ,167,718 $ 170,431,431 $ 171,599,1491-4 Family Jr.Lien 17,477 - -17,477 8 ,479,3238,496,8005+ multi family- - 5,500,6355,500,635Secured by construction, land and land development1 6,97916,979 2 5,804,319 2 5,821,298Secured by nonfarm nonresidential - - 71,738,04471,738,044Commercial and industrial loans 7 0,423 7 0,423 1 4,164,42914,234,852Consumer loans 3,357 21,47711,303 3 6,137 5 ,413,6045,449,741Leases - - 38,2523 8,252Total $ 7 30,394 $ 2 73,805 $3 04,535 $1,308,734 $ 301,570,037 $ 302,878,771 22'