b'SELECTED FINANCIAL DATA SELECTED PERFORMANCE INDICATORSSummary Consolidated Balance Sheet500Assets20202019 481Cash$21,751,876$10,275,600 400 417Total Assets (in millions)Federal funds sold5,650,000 365 391Investments81,792,46258,577,999 300 340Loans, net346,740,145315,921,403Fixed assets6,597,1076,939,057 200Other assets24,534,48919,813,960Total assets481,416,079417,178,019 16 17 18 19 20Liabilities and Shareholders Equity 3.0 3.2Deposits421,488,955 361,060,464 2.9 2.8 Net Income (in millions)Borrowings10,500,00010,500,000 2.5Other liabilities11,148,0609,994,912 2 2.2 2.2Shareholders equity38,279,06435,622,6431.5Total liabilities and shareholders equity481,416,079417,178,01916 17 18 19 20Summary Consolidated Income StatementIncomeLoan interest and fees15,158,04014,376,376 35 38.3 Shareholders Equity (in millions)Investment interest and35.6dividends1,336,4981,517,394 30 30.3 31.4 33.1Other interest income78,659191,110Other income5,339,0954,350,135 25Total income21,912,29220,435,015 20Expenses 16 17 18 19 20Interest expense2,784,9223,513,421Salaries and benefits6,771,6456,151,664Other expenses7,379,9556,868,189Provision for loan losses1,070,000435,000 90 94.37Net Book Value Per Share (in dollars)Total expense18,006,52216,968,274 80 87.3780.82Income before income 70 76.36tax expense3,905,7703,466,741 72.60Income tax expense746,117682,655 60Net income $3,159,653$2,784,08616 17 18 19 20BOARD OF DIRECTORS'