b'For Bounce Protection consideration, your account is in good standing if you (1) make sufficient depositsto bring your account to a positive end-of-day balance at least once every 30 calendar days (including the payment of all bank fees and charges); (2) avoid excessive overdrafts suggesting the use of Bounce Protection as a continuing line of credit; and (3) haveno legal orders, levies or liens against your account. CNB Bank reserves the right to limit participation to one account per household or to suspend, revoke, or discontinue this service without prior notice. What if I go beyond my Bounce Protection limit?Normally, we will not approve an overdraft for you in excess of the predetermined limit assigned to your account. So as not to exceed your limit, please remember that the amount of the overdraft plus our Overdraft Item Charge and Bounce Protection Fee of $35 for each item will be deducted from the Bounce Protection limit. Overdrafts above and beyond your established Bounce Protection limit may result in checks or other items being returned to the payee. You will be charged an Insufficient Funds Charge of $35 for each item returned. Returned items may be presented for payment by the payee or their financial institution multiple times, which may result in multiple Insufficient Funds Charges.An OD/NSF notice will be sent to notify you of items paid and/or returned.What does my Bounce Protection privilege cost?There is no additional cost associated with Bounce Protection unless you use it. If you do use the Bounce Protection limit, you will be charged our Overdraft Item Charge and Bounce Protection Fee of $35 for each overdrawn item created by checks and other transactions made using your checking account number, such as a teller withdrawal, an automatic payment (ACH) transaction, automatic bill payment, or recurring debit card payment.If you request us to do so (opt in), we may authorize ATM transfers or withdrawals and everyday debit card purchases by using your available balance and your Bounce Protection limit. Your balance at the time these transactions post will determine the overdraft status and the assessment of fees. Other transactions initiated by you, or a delay in processing authorized transactions by the merchant, may result in previously authorized transactions posting against an insufficient balance. An Overdraft Item Charge and Bounce Protection Fee of $35 will be charged for each ATM or everyday debit card transaction that posts against insufficient funds. In addition, a continuous overdraft charge of $5 will be charged each day the account remains overdrawn for 5 or more consecutive business days. Once opted in, you may revoke your authorization at any time by contacting us at 304-258-1520.'