b'Is myDoes the balance Access Points Bounceprovided reflect Protectionmy Bounce available? Protection limit?Teller Yes NoWriting a Check Yes N/ACNB Debit MastercardYes N/A(recurring)CNB Debit MastercardNo* N/A(everyday)ATM Withdrawal No* NoACH-Auto Debit Yes N/ANet24/Mobile Yes NoBill Pay Yes N/AInform24 No No*Bounce Protection service will be made available for ATM or everyday debit card transactions upon your request. Call (304) 258-1520 or visit one of our branches to arrange for your ATM and debit card coverage. What if I am having trouble repaying my Bounce Protection or use it frequently? Please contact us at 304-258-1520 if you: (1) do not believe you will be able to bring your account to a positive end-of-day balance within the required time period; (2) find that you are using Bounce Protection more often than you intended; or (3) dont understand why your account becomes overdrawn. We would like to discuss your situation with you. We may refuse to pay an overdraft item at any time even though we may have previously paid overdrafts for you. For example, we typically do not pay overdraft items if your account is not in good standing as defined above, or, if based upon our review of your account management, we determine that you are using Bounce Protection excessively or seem to be using Bounce Protection as a regular line of credit. You will be charged an Insufficient Funds Charge of $35 for each item returned. Following regulatory guidance, we will contact you if you are paying multiple Overdraft Item Charges and Bounce Protection Fees (i.e., more than six fees in a rolling 12-month period), to discuss possible alternatives to Bounce Protection that may better meet your short term credit needs. In the event you ask us to stop contacting you because you have determined Bounce Protection is appropriate for your needs, we will honor your wishes. However, if we identify that the number and frequency of overdrafts increases materially for an extended period of time at some point after that, we may contact you again to ensure Bounce Protection is still the most appropriate option available to you for covering your short term credit needs.'